If you’re a Chase Sapphire Reserve® (see rates and fees) cardholder, listen up. You currently have access to two hotel credits that can be stacked up for up to $500 in savings on a single stay.
The first is the card’s ongoing credit for prepaid bookings made through The Edit by Chase Travel℠, the issuer’s curated luxury hotel booking platform.
The second is a one-time up to $250 credit for prepaid stays at select hotel brands (available through Dec. 31). If you book a property that qualifies for both, you can apply up to $250 from each benefit to the same reservation.
Apply now: Last chance to earn 150,000 bonus points with the Chase Sapphire Reserve after spending $6,000 on purchases in the first three months from account opening. Offer ends June 15 at 9 a.m. ET.
Here’s how to find the right properties and get the most out of both credits before the year ends.
Sapphire Reserve hotel credits: What’s covered
The Edit
With this Sapphire Reserve perk, you’ll receive up to $500 per year in credits for The Edit.
You get two up to $250 statement credits per calendar year for stays of at least two nights. Each $250 credit must be used on a separate booking, but either can be combined with the select hotel credit below.
In addition to the statement credit, you’ll receive multiple benefits when booking with The Edit, including:
- Daily breakfast for two
- A $100 property credit per booking
- A welcome amenity (subject to availability)
- Complimentary Wi-Fi at properties that offer Wi-Fi
- A room upgrade at check-in (when available)
- Early check-in and late checkout (when available)
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$250 select hotel credit
For 2026, the Sapphire Reserve introduced a one-time up to $250 statement credit for eligible prepaid hotel stays of at least two nights booked through Chase Travel (available through Dec. 31). The select eligible hotel brands covered by this perk are:
- IHG Hotels & Resorts
- Montage Hotels & Resorts
- Pendry Hotels & Resorts
- Omni Hotels & Resorts
- Virgin Hotels
- Minor Hotels
- Pan Pacific Hotels and Resorts
If IHG piques your interest, the Sapphire Reserve also includes automatic IHG One Rewards Platinum elite status (through Dec. 31, 2027). This offers:
- Early check-in and late checkout (when available)
- Complimentary room upgrades (when available)
- A 60% points bonus on stays
Price match
It’s worth noting that prices may be higher in the Chase Travel portal than if you book directly.
A positive is that Chase has launched a price match feature for select cardholders. If your account is eligible and you book a stay through Chase Travel and then find a lower rate (greater than $5) elsewhere, you can submit a claim within 24 hours of booking to have the lower price matched.
Keep in mind hotel details have to be the same, meaning you can’t price match a refundanble rate with a nonrefundable rate.
Related: Who should (and shouldn’t) get the Chase Sapphire Reserve?
How to stack the Sapphire Reserve’s hotel credits
Once you log into Chase Travel, you can start a search to begin hunting for hotels that are covered by both credits.
Let’s say you were looking to get $500 off a stay in New York City. I would start in the Chase Travel portal, then filter to one of the brands eligible for the one-time $250 credit.
In this example, I’m choosing IHG, since it has a large footprint.
I immediately see two properties bookable through The Edit, and I know these are eligible for stacking because they have an extra note: “Eligible for $250 select hotel credit & IHG One Rewards.”
Note that these credits won’t apply at the time of booking; they’ll be applied to your statement after your stay. It may take up to eight weeks for both statement credits to post to your account.
Giselle Gomez, managing editor of credit cards, recently stacked her statement credits for a stay at the Kimpton St Honoré Paris. They posted to her account almost immediately after booking.
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GISELLE GOMEZ/THE POINTS GUY
While at the hotel, Giselle got to enjoy a room upgrade, free breakfast for two that would have otherwise cost 84 euros a day, a complimentary bottle of wine upon check-in and a $100 property credit that she used toward room service and drinks with her husband.
Related: How to save on New York City travel for Harry Styles’ ‘Together, Together’ tour
5 properties where you can stack your Sapphire Reserve hotel credits
With all of this in mind, here are five more dream-worthy properties in the U.S. and abroad to serve as inspiration for where you can stack your credits.
Montage Palmetto Bluff (South Carolina)
The Montage Palmetto Bluff is a nature-forward, relaxing escape located between South Carolina’s Hilton Head Island and Savannah, Georgia.
Areas around the resort include a golf course, three outdoor pools and a full spa.
Pendry San Diego (California)
The Pendry in San Diego is a standout property that blends modern luxury with classic California.
Located two blocks from Petco Park, it’s a solid choice for visitors looking for a fabulous stay in the city.
Kimpton Main Frankfurt (Germany)
The stylish Kimpton Main Frankfurt opened in 2025 and is an excellent place to stay while exploring the German city.
The property’s colorful rooms and central location are two highlights.
Six Senses Kyoto (Japan)
Relaxation is at the forefront of the Six Senses Kyoto, the brand’s first Japan property, which opened in 2024.
A stay here could include a visit to the luxurious spa or seasonal restaurant.
InterContinental Auckland (New Zealand)
Enjoy a floor-to-ceiling view of the harbor or city in every room at the InterContinental Auckland.
This property is perfectly located and walkable from the ferry terminal and downtown dining.
Related: The best IHG hotels in the world
Limitations and restrictions to know before you book
You’ll need to stay at least two nights to trigger either credit, but you don’t have to book four nights to stack them. You can stack both credits on a single two-night stay.
If you’re into earning valuable Chase Ultimate Rewards points, you’ll want to keep in mind that you won’t earn points on the portion of your stay covered by either credit. However, you will still earn 8 points per dollar on any spend above the credits.
Finally, the hotel stay must be prepaid through the “Pay Now” option through Chase Travel to receive either credit.
Related: The full list of Chase’s The Edit properties is available for Sapphire Reserve cardholders
Bottom line
Stacking the Sapphire Reserve’s Edit credit with the 2026 select hotel credit is one of the most straightforward ways to get up to $500 off a single stay. Simply find a property in The Edit that’s also part of an eligible brand, book two prepaid nights through Chase Travel, and both credits will apply to the same reservation.
Just note that the credits won’t appear right away, as it may take up to eight weeks for the credits to show up on your statement.
And, remember that the select hotel credit expires Dec. 31, so if you’ve been eyeing a stay at one of these properties, now is the time to book.
To learn more, read our full review of the Sapphire Reserve.
Last chance: Earn 150,000 bonus points with the Chase Sapphire Reserve after spending $6,000 on purchases in the first three months from account opening. Offer ends June 15 at 9 a.m. ET.
