If you have an upcoming stay at any Hyatt property, the World of Hyatt personal and business cards can help you save a ton of money on that trip and beyond.
Now could be a great time to add one to your wallet, as the personal version of this card is currently running its best-ever offer for a limited time.
Apply here: World of Hyatt Credit Card with five Category 1-4 free night awards to use at Hyatt hotels after spending $4,000 in the first three months from account opening
Let’s examine the offers available to help you decide whether now is the right time to apply.
World of Hyatt Credit Card
Welcome offer: Earn five Category 1-4 free night award certificates after spending $4,000 in the first three months from account opening.
Based on TPG’s October 2024 valuations, this bonus is worth up to $1,530, making this the best welcome offer we’ve seen on this card.
You’ll get five free nights from this welcome bonus. You can use them for Category 1 hotels, which cost from 3,500 points per night; however, you’ll maximize your certificates by using them at Category 4 hotels, which can cost up to 18,000 points per night.
Here are some ideas to maximize your World of Hyatt points.
Annual fee: $95
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Earning rate: 9 points total for Hyatt stays — 4 points per dollar spent at Hyatt hotels and 5 points per dollar spent as a World of Hyatt member — plus 2 points per dollar spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships, and 1 point per dollar spent on everything else.
Why we like it: The World of Hyatt card has a number of valuable ongoing perks, the best of which is the annual free night certificate at a Category 1-4 Hyatt property, which you’ll receive every account anniversary. You’ll also get a second free night after spending $15,000 in a calendar year.
To learn more, read our full review of the World of Hyatt card.
Apply here: World of Hyatt Credit Card
World of Hyatt Business Credit Card
Welcome offer: Earn 60,000 World of Hyatt points after spending $5,000 within the first three months from account opening.
Based on TPG’s October 2024 valuations, this bonus is worth up to $1,020, and the standard offer we see on this card.
Annual fee: $199
Earning rate: Nine points total for Hyatt stays — 4 points per dollar spent at Hyatt hotels and 5 points per dollar spent as a World of Hyatt member — plus a unique adaptive accelerator benefit that earns 2 points per dollar spent on fitness club and gym membership purchases. Cardholders also earn 2 points per dollar in your top three spending categories each quarter with no spending cap. These categories include:
- Dining
- Airline tickets purchased directly from an airline
- Car rental agencies
- Local transit and commuting
- Gas stations
- Internet, cable and phone services
- Social media and search engine advertising
- Shipping
The points-earning rates will be adjusted automatically on the categories where you spend the most each quarter, so there’ll be no need to select your preferred categories. Beyond your bonus categories, you’ll earn 1 point per dollar spent on all purchases.
Why we like it: The World of Hyatt Business card offers plenty of value to Hyatt loyalists looking to spend their way toward status benefits. It offers perks like five tier-qualifying night credits for every $10,000 you spend each calendar year and up to $100 in Hyatt credits annually. This card also comes with automatic Discoverist status, which can be shared with five designated employees.
To learn more, read our full review of the World of Hyatt Business card.
Apply here: World of Hyatt Business card
Why should you get a Hyatt card?
Both the World of Hyatt personal and business cards offer plenty of benefits for Hyatt loyalists. In fact, the Hyatt personal card ranks among the top picks of TPG staffers.
Having either card automatically grants you Discoverist status, which includes benefits such as late checkout, preferred rooms and a 10% points bonus on eligible purchases. Spending on either card can also earn you additional elite-qualifying nights.
You’ll also enjoy several travel protections, such as baggage delay insurance, lost luggage reimbursement, and trip interruption and cancellation insurance.
Plus, the personal card comes with a free night certificate every year (valid at Category 1-4 properties), which is extremely valuable for any Hyatt enthusiast.
Read more: Why I aim to spend $15K on my World of Hyatt Credit Card each year
Bottom line
There’s much to love about both World of Hyatt credit cards, even if you don’t frequently stay at Hyatt hotels. Each of the cards features a variety of perks that can easily cover the reasonable (respective) annual fee. And with the elevated welcome offer on the personal card, now is a great time to apply if you’ve been thinking about it.
Apply here: World of Hyatt card
Apply here: World of Hyatt Business card
Related: The best time to apply for these popular Chase credit cards based on offer history
