If you’re a Wells Fargo cardholder, you may want to get familiar with the Wells Fargo Travel portal.
The Wells Fargo Travel portal provides cardholders with access to book flights, hotels, car rentals and activities. You can redeem your Wells Fargo Rewards points, use your card to pay or combine the two. You can also earn bonus points when you book certain types of travel through the portal, depending on the card you hold.
We found a few pleasant surprises and a few quirks you’ll want to know about before booking.
What is the Wells Fargo Travel portal?
The Wells Fargo Travel portal is an online booking platform for eligible Wells Fargo cardholders.
The Wells Fargo Travel portal operates similarly to competitors’ portals and includes a lesser-known version of a luxury hotel program that offers cardholders additional perks at select high-end properties.
Related: Crunching the numbers: Is it more expensive to book flights through a credit card travel portal?
Which cards can access the Wells Fargo Travel portal?
Any Wells Fargo credit card that earns Wells Fargo Rewards points or cash rewards can access the portal.
Eligible cards that are open to applicants now include:
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Related: A guide to the Wells Fargo Trifecta: Maximize earnings with 3 cards
What can you book in the Wells Fargo Travel portal?
The Wells Fargo Travel portal allows you to book flights, hotels, rental cars and activities.
To access it, simply log in to your Wells Fargo account, navigate to your rewards dashboard and launch the Travel portal.
Here’s what stood out during our testing.
Flights
TPG editor in chief Nick Ewen and contributing editor for credit cards Matt Moffitt noted some challenges when searching for flights on the Wells Fargo Travel portal.
First, the initial search results for a flight didn’t clearly identify the type of fare class you’re booking (basic economy, regular economy, business, etc.).
To see different fare options, travelers have to click “View Details,” then “Fare Options” to compare what’s available.
As Nick navigated the portal, he didn’t initially see Delta Main Classic as an option for a flight from Orlando to New York, but it appeared later in the booking process.
Once Nick reached the “Review Your Trip” page, he noticed the two nonstop flights were booked into Delta Main Basic. This was the first time he noticed that the fare class was explicitly listed.
Nick noticed a “View Upgrade Options” button, which led him to the full list of fare classes. Until now, it was hit-or-miss whether each fare class would be displayed.
As both Nick and Matt navigated the booking process, they noticed that a random Known Traveler Number was automatically populated.
In both cases, the number shown was not close to their actual KTN.
It’s worth double-checking this information before completing your booking.
Hotels
The process for booking a hotel proved to be much smoother.
Once you’ve selected a hotel you’d like to book, you can view the price in cash or points, as with flights.
Like flights, hotels can be booked with cash, points or a combination of the two. Wells Fargo Rewards points are worth a flat 1 cent each when redeemed through the portal.
There is a field to enter your hotel loyalty program number for your booking, but it’s untested whether or not it actually links your stay to your loyalty account.
One pleasant surprise was Wells Fargo’s Preferred Partner Hotels collection. Nick noticed 23 hotels listed as a “Preferred Partner Hotel.”
These properties tended to be higher-end luxury hotels, such as Langham, Nobu, Pendry, Ritz-Carlton, St. Regis and Waldorf Astoria.
If you book with these hotels through the Wells Fargo Travel portal, you receive benefits such as:
- Complimentary breakfast for two
- Room upgrades (subject to availability)
- Early check-in (when available)
- Late checkout (when available)
Nick was especially surprised to find that his no-annual-fee Wells Fargo Autograph included access to the issuer’s luxury hotel program.
Matt, who carries the $95 Wells Fargo Autograph Journey, also had access to these bookings.
Car rentals and activities
You can also book car rentals and activities in the Wells Fargo Travel portal. Searching and pricing these travel purchases is similar to flights and hotels.
The booking process is straightforward, but as with any third-party travel portal, it’s worth comparing prices with booking directly.
If you normally receive elite benefits with companies like National or Enterprise, those perks may not apply when reservations are made through the portal.
Related: 6 key tools and tips to find the cheapest airfare
Should you book with points or cash?
Whether paying with points or cash makes more sense depends on your travel goals.
Wells Fargo Rewards points are worth 1 cent each when redeemed through the Wells Fargo Travel portal. For example, a $200 flight would cost 20,000 points to redeem.
This may not always be the best return for your rewards.
TPG’s August 2026 valuations place Wells Fargo Rewards points at 1.75 cents apiece when you leverage the issuer’s transfer partners.
These partners include Air France-KLM Flying Blue, British Airways Club and Virgin Atlantic Flying Club. We generally recommend transferring your points to partners to get maximum value.
However, if you’re sitting on a large haul of points or you’re looking for the simplest redemption option, going through the Wells Fargo Travel portal may be worth it for you.
If you book through the Wells Fargo Travel portal with an eligible Wells Fargo card, you may earn bonus points on that purchase depending on the card’s bonus categories.
For example, with the Wells Fargo Autograph, you’ll earn 3 points per dollar spent on travel booked through the portal (including airfare, hotels and car rentals).
If maximizing rewards is your goal, you’re generally better off paying in cash through the portal and saving your Wells Fargo Rewards points for redemptions with transfer partners.
Related: Wells Fargo Rewards adds Cathay Pacific Asia Miles as a transfer partner
Bottom line
The Wells Fargo Travel portal is an easy way to book flights, hotels, rental cars and activities using either cash or Wells Fargo Rewards points.
Our testing uncovered a few quirks, particularly around flight bookings and fare selection, but we were pleasantly surprised by the portal’s Preferred Partner Hotels collection, which delivers luxury hotel perks even on some no-annual-fee Wells Fargo cards.
If you value simplicity, the Wells Fargo Travel portal is a solid option, offering a fixed redemption value of 1 cent per point. And if you pay with an eligible Wells Fargo card instead of redeeming points, you’ll continue earning rewards based on your card’s bonus categories.
However, if maximizing the value of your Wells Fargo Rewards points is your priority, you’ll generally get more by transferring them to one of Wells Fargo’s airline partners rather than redeeming them through the portal.
Related: Why I got the Wells Fargo Autograph Journey Card — and how I plan to use the welcome bonus
