If you’re always bringing in Amazon orders, you may consider joining the ranks of TPGers who have the Prime Visa (see rates and fees).
The Prime Visa is Amazon’s flagship credit card issued by Chase. It’s beloved by TPG staffers and readers alike thanks to its unmatched cash-back earnings on Amazon purchases.
The Prime Visa has no annual fee, but it does require cardholders to have an active Prime membership, which costs $14.99 per month or $139 per year.
Let’s dig into the details about why this card is worth adding to your wallet, including the current bonus that matches the card’s best-ever offer.
Prime Visa welcome offer
New Prime Visa applicants will receive an instant $250 Amazon gift card upon approval. This offer is exclusive for Prime members.
The gift card is delivered instantly upon approval — no spending is required. It can be especially useful for early holiday shopping or to help offset the rising cost of products.
This matches the highest bonus we’ve seen in the card’s history, which was last offered during Prime Day 2025. This makes now an excellent time to apply if you’re considering the card.
Should you get the Prime Visa?
The Prime Visa is one of the best cards for Amazon and Whole Foods purchases, but it also has ongoing perks that can make this card a great addition to your wallet.
The Prime Visa has many generous unlimited bonus-earning categories:
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- Earn 10% cash back or moer on a rotating selection of products and categories at Amazon.com
- Earn 5% cash back on Amazon.com, Amazon Fresh and Whole Foods purchases
- Earn 5% cash back on travel booked through Chase Travel℠
- Earn 2% cash back on gas, local transit and commuting (including ride-hailing services) and restaurants (takeout and delivery included)
- Earn 1% cash back on all other purchases
Rewards are earned as points, which can be redeemed for cash back, Amazon purchases, gift cards or travel booked through the Chase Travel portal.
Prime Visa cardholders can redeem the rewards they earn as soon as the next day. For instance, if you spend $1,000 at Amazon, the 5% cash back would equate to $50 in earned cash back.
Additionally, the Prime Visa card comes with various purchase and travel protections, including:
It’s important to note that you must be under Chase’s 5/24 rule to be eligible to apply for this card. You may want to wait before applying for this card if you’re nearing the 5/24 limit and are interested in other Chase cards that may offer more cash back in other categories or earn a transferable currency.
If you don’t shop at Amazon frequently or don’t have a Prime membership (which is required), this card may not be best suited for you.
Bottom line
The Prime Visa is an excellent no-annual-fee card that offers an unrivaled 5% cash back on Amazon and Whole Foods purchases. However, if you are over Chase’s 5/24 rule, you won’t be eligible and should consider alternative card options.
If you have a Prime membership and shop at Amazon frequently, the Prime Visa is a fantastic choice to have in your wallet and now is a great time to apply.
To learn more, read our full review of the Prime Visa.
Apply here: Prime Visa
